MSME Schemes for Women Entrepreneurs

🌟 Attention Women Entrepreneurs! 🌟

Are you tapping into the full potential of MSME schemes tailor-made for women-led businesses?

Here’s a powerful roundup of schemes you should know about — whether you're just starting up or scaling up:

🔹 1. Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

Enables collateral-free credit up to ₹2 crore
Covers new and existing MSMEs
75%–85% of the loan amount is guaranteed by the government
Creating a better future by seeding the ideas today!
✅ Ideal for women founders with viable ideas but limited collateral

🔹 2. Entrepreneurship and Skill Development Programme (ESDP)

1-day workshops and training sessions
Covers financial literacy, digital tools, compliance, and business management
Offered by MSME Development Institutes across states

✅ Perfect for early-stage women entrepreneurs looking to upskill quickly

🔹 3. Exclusive E-SDP & EAP for Women

Online Entrepreneurship Skill Development Programs (E-SDP)
Entrepreneurship Awareness Programs (EAP) targeting women in semi-urban and rural areas
Includes mentoring, exposure visits, and project guidance

✅ Empowers grassroots women to move from self-employment to micro-entrepreneurship

🔹 4. MUDRA Loans under Pradhan Mantri Mudra Yojana (PMMY)

Microfinance up to ₹10 lakh in 3 categories:
- Shishu (up to ₹50,000)
- Kishor (₹50,000 to ₹5 lakh)
- Tarun (₹5 lakh to ₹10 lakh)
No collateral required, and offered through multiple banks and MFIs

✅ A lifeline for women-led businesses needing working capital or asset financing

🔹 5. ZED Certification Subsidy for Women-Owned MSMEs

Joining Reward: ₹10,000 for enrolling (Bronze level becomes free)
Subsidy on certification cost:

• 100% for women-owned MSMEs

• 80% for micro, 60% for small, 50% for medium (standard)
Recognises sustainable, eco-friendly, and quality manufacturing practices

✅ Boosts credibility, compliance, and global competitiveness

🔹 6. MSME Cluster Development Programme (MSME-CDP)